Virtual Terminal

With access to our virtual terminal, our merchants have a simple and convenient way to process payments through a secure website. This is a great way to process for merchants that accept payments over the phone, through mail order, or just need a simple method of processing transactions without using a standard landline terminal. With our web-based applications, you will be able to authorize, capture, settle your payments, and more.

How It Works
When signed up for this service, we will create your own account with a user ID and password in which you will be able to log into our Web-based merchant interface. Within the virtual terminal, you will be able to submit payments for processing. Your transactions will be automatically batched out at the end of each night and funded to your account within 24-48 hours.

• Both small and large merchants processing payments through mail or over the phone.
• Contractors who take customers' payment information on-site and then manually process the transactions at their office.
• On-site contractors who call in their customer's payment information to their office for instant authorizations.
• Merchants using laptop computers with wireless access at shows or events.
• Anyone looking to manually process transactions via the Internet.

• Simple and Easy Setup - Immediate setup upon application approval with no software required.
• Reporting - Generate and download reports and transaction data into your QuickBooks software.
• Save Valuable Money and Time - No need to spend hundreds or thousands of dollars on additional hardware and software. All you need to accept credit cards is an Internet connection and a web browser.
• Customer Support - Our team of specialists are ready to assist you 24 hours a day, seven days a week with any of your technical questions.
• Fraud Protection - Our systems currently offer the highest in security that include address verification (AVS) and fraud verification (CVN), which are the industry standards in fraud protection. With the highest levels of encryption and security protocols available in the industry you can be assured that your customer's data is secured.
• Automatic Settlement - We will automatically set you up to have your daily transactions "auto settled" at the end of each day.
• Customer Data Storage - Whether you bill your customers weekly, monthly, or annually, this feature allows you to store and save your customers' data for future use.
• Administrative Features - Create multiple user logins with different accessibility options for multiple users as well as a variety of other administrative options.

• Automated Recurring Billing - With recurring billing you can manage your subscriptions or membership renewals for your organization automatically. Your customers payments will be processed according to the billing interval and duration you set.
• Electronic Check Processing - Accept and process electronic check payments through our virtual terminal allowing your customers more payment options and reducing your costs.
• Much More - Ask for details.

• Internet access
• Security: 128-bit encrypting
• Browser: Netscape 4.79 and higher or Explorer 4.0 and higher